FAQ

iPhone Insurance You probably still have a fair few questions about our iPhone Insurance policy and how it can help YOU protect your iphone from theft, fraudulent calls, extended warranty, international cover and accidental damage (and more).

So we have compiled a like of the most commonly asked questions that customers need answered. Here they are (once you are happy that this will help protect you click the “Buy iPhone Insurance” link at the top of the page)

iPhone Insurance Frequently Asked Questions

We do everything we can to make sure all your questions are answered here on this site.

When people ask us a question, we put the most commonly asked ones here on this “Frequently Asked Questions” page.

If after reading this you still have questions unanswered, follow the instructions below…

Can I insure my children?

Yes. Family members are covered with the normal cover. NOTE ‘family’ is defined as mother, father, brother, sister, son, daughter (including ’step’ and ‘half’ variations) – nothing other than this eg not cousin.

What phone networks will you cover for?

We can cover all iPhones purchased within the last 6 month subject to the usual Terms as shown online here – no matter what network you are on! So if you are on Orange, O2, T-Mobile or Vodafone – we can cover you – you can order iPhone insurance here

How much is it?

It is one simple fee of £8.99 a month with 3 months FREE. Across the 15 month insurance period, it works out at the equivalent of only £7.19 a month!

Pay for only 12 months and get 3 months FREE (ie 15 for the price of 12 months) – this works out at only £7.19 a month for your iPhone.

You can pay either monthly by Direct Debit or yearly by credit/debit card with one single payment. It’s your choice!

Can you insure my iPhone 3G-S new phone?

Yes. We insure iPhone 2G, iPhone 3G and iPhone 3G-S phones. We have now simplified our prices to 1 flat-rate price per month.

Model Monthly premium Annual premium
All iPhones £8.99 plus 3 months FREE £107.88 inc. 3 months FREE (equivalent £7.19 monthly) = SAVE £26.97

So what is covered?

Get insured with us today and you are instantly protected for…

  • Theft
  • Water damage
  • Accidental Damage
  • Extended Warranty (ie if it ‘just goes wrong’)
  • International Cover
  • Fraudulent Call Cover
Insurance iPhone

Do I qualify for this low-cost iPhone Insurance?

Did you get your iPhone

1. In the UK (and you are a UK resident)?

2. With a valid proof of purchase (receipt or invoice)?

3. In the last 6 months (as shown on your proof of purchase)?

4. New when you bought it?

If you answered yes, you could qualify … read on …

What is “Proof of Purchase”?

Your proof of purchase is either a receipt or invoice. The date is vital – it must show as being within the last 6 months at the time you order your iPhone insurance here.

NOTE: The date of your iPhone is taken from your proof of purchase (receipt or invoice). We can only insure your iPhone if your receipt or invoice shows the date within the last 6 months.

Will I be able to continue my iPhone insurance after the first 12 months?

Yes! After the first 12 months you can then choose to continue your iPhone insurance – by paying either monthly or yearly.

When am I covered?

You are covered as soon as your order is completed online, subject to successful payment.

I have a new contract with O2 with a 14-day return ‘reconditioned’ iPhone. Can you insure me?

Yes. If you have a new contract with O2 (subject to the usual Terms, within 6 months from purchase etc) if you were given a 14-day return reconditioned iPhone handset, then yes, we can insure you.

Can I use my own SIM card (chip) in my iPhone?

Yes. You can put whatever SIM card you want (whether Pay as you go or pay monthly contract) in your iPhone. You do not have to use the SIM card which came with your iPhone (it is your iPhone you will be insuring, not the SIM – the SIM gets replaced by your network). You must simply register the SIM you want to use (with it’s phone number) during the order process – or if you change the SIM card later simply call us.

What is the Claims process?

We give you all the details you need immediately after ordering. To start a claim you simply call us on the Claims line (given immediately after ordering). Successful claims are fully handled within 48 hours.

Insurance iPhone

When will I receive the documentation?

Your documentation will arrive by email usually within 10 days after ordering (don’t worry – you are covered at soon as your order goes through, subject to successful payment).

Am I insured in a commercial vehicle?

Because commercial vehicles (such as builders vans etc) can have a large number of items stored in them and potentially stolen, we cannot insure the item in any commercial vehicle. ‘Commercial vehicle’ means a work vehicle ie it doesn not necessrily have to be a van – it could be a car or taxi. If it is being used for work purposes then it is a ‘commercial vehicle’ and as such cannot be covered. If it is being used for personal purposes then it is not a ‘commercial vehicle’ at that time.

Where can I live?

If you are a UK resident (including the Isle of Man and the Channel Islands) then we can cover you, plus you are covered when you travel abroad for up to 60 days within any 12 month period. This covers any repairs being carried out in the UK by repairers approved by us (or replacement if repair is not possible).

How do I get my replacement?

We replace with a like-for-like product – ie the same – or as near as possible at the time of replacement, if by the time of the claim your model is no longer available. For example, if you have an iPhone 3G, and if when you make a claim the iPhone 3G is still available on the market then you would get an iPhone 3GS – If in this example, the iPhone 3G is not available you will get the nearest-specification phone.

What do I need as proof of purchase?

Your receipt or invoice is all we need as proof of purchase, showing how you got it. If it came with a contract, the documentation should show this. If it is an item that came free with another contract item (eg a contract mobile phone) then you will have documentation showing the connection between the item and the contract item.

You will need to send in a copy of your proof of purchase by post, after you have ordered.

Can you insure business iPhones?

Yes, we can insure individual consumers and/or business customers. Please note we can offer volume discounts – the prices are already discounted – but on volume orders paying annually (not monthly) further discount is available. Details of the volume disounts are here. For multiple orders, please simply complete the iPhone insurance order process online here and use the drop down menu for the number of iPhones you have.

How do I claim if I need to?

Instantly after order we provide you with all the claims details you need by email. In the event of a claim you simply call us and we talk you through the claims process. Claims are fully handled within 48 hours.

If your phone is damaged or stolen you simply fill in a form and we process your claim. If your phone is damaged, we ask you to send this in to us. You simply courier or post your damaged phone to us as soon as you initiate your claim, following our instructions on how to do this.

Again, everything you need to know about the claims procedure is sent to you immediately after you order. It is quick and easy to claim.

Order now?

You can order your iPhone insurance protection online here now

Still got questions?

Please note – we put everything you need to know on this site. Please browse the site for details – it is all here. If after reading this site you cannot locate your answer please contact us – but remember – it will be quicker to find it on this site here. Thanks

Everything answered? Go get your iPhone protected and insured now >>