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Weird insurance: Events insurance
Thursday, August 27, 2009
Life insurance, long term care or disability insurance are the most well-known insurance products that most of us are already using, or have some experience with. They are well known options to protect financial safety of our daily life. While there are so many different types of insurance available, the whole choice might seem to be a bit conservative. But don't be shocked when you find out about the unexpected diversity even in the insurance world. There are even some special products that look quite strange. You can for instance purchase insurance for your special events.
You planned a great romantic wedding -ceremony on the beach, roses all around and hundreds of guests. And suddenly, just an hour before the ceremony beginning you step on the veil, slip and break your leg. For such cases, there is a special insurance product available, if only to limit the damage to the minimum. No matter if you need to insure a birthday party, a wedding ceremony or a bar mitzvah, almost all aspects of the event can be covered if you choose a good product. Tailor your insurance a la carte to fit your needs – liability and cancellation insurance are among the first ones you want. But what about getting bad weather during outdoors celebrations? No problem, if you buy the insurance in advance (around two weeks), you can ask also for this protection. And there are many more possibilities concerning your events insurance. If an unskilled photographer by mischance destroys the pictures, the insurance will help you to retake it. You can also choose an insurance covering all the gifts, jewellery or rental property. And the bride may run away from the altar... Yes! Even that can be covered by an insurance policy.
Event insurance is sold by some of the biggest insurance companies in the world. Allianz offers the event insurance through Fireman's Fund subsidiary. In Axa, you can also insure fireworks or Christmas lights, whereas in some other companies they have special insurance covering alcohol related accidents. The basic coverage can usually be purchased a bit below $100. Briefly, you can insure your events from A to Z.
